Work Smartly

Every employee in the world is aware of an often stated but simple fact.In any line of business you will be paid the lowest possible amount that your employer can get away with.

It is true now always has been.
There are very few strong unions around these days to defend your interests and you now have to wait two years before receiving the employment protection you used to get after six months. If you don't co-operate there are many, many others waiting to replace you, usually for less money. If you protest, you can forget the promotion.

Many people opt for security rather than a good wage especially in difficult economic times. You can stay where you are and defend your record at your annual review and there is nothing wrong with that

If you want more money, you will have to build your CV and start looking around. You will probably have to swallow your pride, volunteer for projects, take extra responsibility, and make suggestions. However, think about the ratio of senior managers to other staff at your place, it could be anywhere up to 1:200. Assuming you have the education, background, ability, contacts and good luck, these are your odds of making that kind of money. How long are you prepared to wait though? By the time you start making decent money, you're too old to enjoy it. You need the cash now to raise a family, build a home, go on holiday etc

If anybody says that this point of view is cynical and negative. Be very careful. They are trying to exploit you!

You are unlikely to make good money working for someone else.

This is another simple fact, which is often denied for the same of convenience. We all need to face up this fact as soon as possible.

Have you ever thought working for yourself or starting up your own business. Have you learnt any skills from your employer that you can apply elsewhere? Are there any ideas that would work but which they have refused implement? Can you do what your employer does cheaper?

Many people have made money by investing in property. What about an on-line, website based business? Some people make excellent profits from investment. I personally can't distinguish between the stock market and traditional bookmakers, casinos etc. Either way you must be a sophisticated investor and use a system.

Talk to your friends. Keep your eyes and ears open. Maybe you can join together and start something? Think about your interests and what you already know.

Keep these questions in mind and ideas will come